Loan against property 2018-07-04T10:04:55+00:00

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What is a loan against property?

Loan against property is the money that a lender offers you against the mortgage of property. The lender takes the property as a security for loan.

The loan is given as a certain percentage of the property’s market value, usually around 40 per cent to 60 per cent.

Loan against property belongs to the secured loan category where the borrower gives a guarantee by using his property as security.

Loan against property has the following benefits

  • Lower interest rate
  • Lower to no prepayment charges
  • Easy to get
  • Longer tenure
  • Lower EMI.

We accept different types of properties

  • Residential properties
  • Commercial properties
  • Industrial properties
  • Mixed use (Commercial and Residential)
  • Lal dora, Farm House, Industrial Sheds
  • Any properties

Benefits of choosing from us

  1. Different types of properties
  2. Available at attractive interest rates
  3. Loan Transfer, shift your loan to a cheaper bank
  4. Improve your eligibility

Eligibility for Loan against property

Salaried individuals

  • Any individual who is in permanent service in the government or a reputed company
  • The applicant should be above 24 years of age at the time of loan commencement and upto the age of superannuation

Self-employed individuals

  • Any individual filing Income Tax returns can apply
  • The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity

Self Employed Professionals

  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply
  • The applicant should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Lease Rental Discounting (LRD)

  • All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
  • Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.

We provide 360° service to our customers

  1. Part property loan
  2. 3rd floor without map
  3. Lal dora property
  4. Loan on registered general power of attorney (GPA)
  5. Institutional plots

Documentation required?


  • KYC documents.
  • Office ID card.
  • 3months latest salary slips.
  • 6months bank statements of salary account.
  • Last year FORM-16.
  • Property papers.
  • Existing loan track & schedule.


  • KYC documents.
  • GST certificate.
  • 3years ITR with financials.
  • 1year bank statement – current & savings.
  • Property papers.
  • Existing loan track & schedule.

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408-409 Ansal Tower Naraina Vihar
Delhi 110028
Phone: 8448448519